Thomas Cook Credit Card

The Thomas Cook credit card allows you to save money when it comes to holiday time.

So when next choosing a credit card, why not have a look at a deal that can make your holiday go further? The credit card offers 0% on balance transfers for nine months which, even considering a 2.99% fee, is still good value. Also, it offers 0% interest on travel and foreign exchange purchases for up to three months, if used at Thomas Cook, and a 0% cash handling fee when you buy your foreign exchange at Thomas Cook. And as it's commission free, and treated as a purchase and not say a cash withdrawal, it means that even after the three months period, interest is only charged at the standard APR.

The credit card has a typical 17.9% APR (variable) and also boasts a 0% foreign exchange fee on purchases abroad if made before 18 April, 2010.

Other key advantages with the credit card is the 0% credit card booking fee, the chance to earn travel pounds and redeem travel pounds against travel, holidays and foreign exchange at Thomas Cook.

No annual fee is another strong feature of the Thomas Cook credit card, which has a choice of card designs, as well as their optional payment and purchase protection insurance which is designed to help people guard against the unexpected.

The Thomas Cook credit card payment and protection insurance is open to all those who hold the card. It offers payment protection if the insured can't work following an accident, or sickness, or become unemployed. The purchase protection element covers purchased items over £20 if they become lost, or damaged, within 100 days of purchase.

The cost of the payment and protection insurance is based on a simple formula. The card holder pays 99p for every £100 on their monthly balance. So, if the balance was £1,000 for example, the monthly cost would be £9.90p.

Those who hold a Thomas Cook credit card are also eligible for Card Protection, which costs £20 for one year, or £50 for three years.

The credit card Protection includes the following features: a free 24-hour emergency loss line (allowing you to cancel all your cards and order replacements with just one call); cover for all your cards; cover up to £1,500 against fraudulent use of cards); up to £2,250 emergency cash advance; and, essential belongings cover.

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