Renew or Face the Cost

The Department of Health is urging U.K. holiday makers to check that their European Health Insurance Card (EHIC) are up to date before they travel.

If they don't, warns The Department of Health, they could face unnecessary medical costs if they are treated in mainland Europe.

The EHIC replaced the old E111 form and has an expiry date printed on the credit card type piece of plastic. Should the card have lapsed before the date of travel, then travellers will be charged full medical costs if they become ill.

The Department of Health estimates that over half of U.K. travellers do not realise that their EHIC has an expiry date. So the message is check before you travel, as it would be too late when abroad.

Renewal is straightforward, either online, or by phone, and can be renewed up to six months before the due date. Be warned that it can take up to ten days to deliver the renewed card, so people are warned not to leave it too late before they leave.

Log onto the NHS website to get renewal details.

Consumer groups and The Department of Health point out that the EHIC is a superb system, allowing the holder to get the same treatment in any EU, or Swiss hospital, that the locals can obtain. It is free to get the card and once acquired, is easily updated. For everyone travelling in Europe, it is seen as a must-have credential.

It is reckoned that over 28 million U.K. residents hold an EHIC, which replaced the E111 form in 2005, but that over three million are due to expire in March 2010. The EHIC officially entitles the holder to free state provided healthcare, should they fall ill, or have an accident.

But although a superb system, both The Department of Health and consumer groups warn that the EHIC should not be seen as a replacement for travel insurance. It is there to signify that the holder is entitled to a base level of medical cover within Europe. Most importantly, it does not cover transportation costs home in the event of a serious, or debilitating accident, and that can cost a fortune.

Nor does it give cancellation cover should your plane/train/ferry be delayed, provide compensation for lost luggage, or offer personal insurance cover. It also does not cover accidents when ski-ing.

So, be warned, if you haven't got an EHIC in your wallet, get one. And if you have, check the expiry date, otherwise it could cost you a lot of money in the long run.

This is article was sourced from www.package-holidays-direct.co.uk

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